Daily rental of apartments as a business. Pitfalls of daily apartment rentals: how to build a business

• 1 How much can you earn from rent?
• 2 Where to start a business: what documents are needed and what can be rented out
  • 2.1 We legalize business
  • 2.2 Select the required OKVED codes
• 3 Preparing the apartment for rent
  • 3.1 Where to buy an apartment for rent
• 4 How to compare income and expenses
• 5 Protecting ourselves from risks
• 6 Tips for running a successful business

Are you planning to rent out an apartment, but don't know where to start? Or are you looking for a way to make money from rental properties and thinking through possible strategies, but nothing attracts you? Are you afraid that you won't have a regular income?

Renting out an apartment or other housing is profitable because it provides a stable income. If the property is sold, the profit will be one-time. Therefore, we suggest paying attention to this way of generating additional income. We will tell you in detail about renting out an apartment, what you need to pay attention to first, and how to turn this idea into a stable business.

How much can you earn from rent?

Income from renting out an apartment in the regions will differ. In Moscow and St. Petersburg you can get from 20 to 30 thousand rubles for a one-room apartment in a residential area. In cities with a population of over a million or more, you can get about 15 thousand rubles for a one-room apartment in the center and 10-12 for an apartment in a residential area. In regional centers with a population of about 500 thousand people - 8 thousand rubles for an apartment in good condition.

In a small town, in 5 years you can earn about 480 thousand rubles by renting an apartment, in major cities- about 900 thousand rubles, in Moscow and St. Petersburg 1.5 million rubles.

If the apartment is located in a prestigious area and has a modern renovation, then its rent is more expensive. Thus, renting a two-room apartment in the Tverskoy district of Moscow costs 140 thousand rubles a month, and in the Mitino district - 40 thousand rubles. In both cases, the nearest metro station is 700 meters away.

Two-room and three-room apartments are less in demand, but they can also be rented out. If, for example, a three-ruble note is located near a university, then you can rent it out to students. This way you will find permanent residents and receive regular income.

It is quite possible to live on the money you receive for renting an apartment. To cover basic needs, one person needs an average of 20 thousand rubles per month. This is enough to pay for the utilities of your apartment, purchases products. To purchase clothes, new household appliances and relax, income must be more. In Moscow, St. Petersburg and cities with a population of over a million minimum amount will be higher.

To cover the expenses of one person, you need to donate:

• 1 apartment in Moscow;
• 2 apartments in St. Petersburg;
• 2-3 apartments in cities with a population of over a million;
• 3-4 apartments in regional centers with a population of about half a million.

This scheme will work if decent tenants are found and the apartment will not be empty. This may take several years. Let’s look in detail at how to properly organize a business renting apartments.

Where to start a business: what documents are needed and what can be rented out

How to make money renting housing? First of all, let's figure out what can be rented:

• a room in an apartment;
• apartment;

If you have property that was inherited, then you can start renting it out. If there is no available apartment, you can purchase it with your savings, or take out a consumer loan or mortgage.

A consumer loan is a loan provided to citizens for the purchase of various items or large things: a mobile phone, household appliances, furniture, cars, housing.

A mortgage loan is a targeted housing loan issued against purchased real estate as collateral. You can also mortgage your existing property. A mortgage is several times the amount of a consumer loan. If the borrower cannot pay the debt, then the bank becomes the owner of the mortgaged property.

Can't get a mortgage, but want to increase your savings by investing in real estate? We invite you to familiarize yourself with such a strategy as making money on sublease an apartment. From one apartment you can receive several times more than the amount you pay for its rent.

We legalize business

You have an apartment, all you have to do is start renting it out. You should take into account that you will have to pay tax for renting an apartment. If you hide income, you will not only have to pay tax, but also a fine of 40% of it. Plus for failure to submit a tax return - 5-30% for each month of delay.

There are several ways to pay taxes:

The first is to enter into an agreement as an individual . In this case, you will pay 13% on the income received.

The second is to register an individual entrepreneur:

1. By simplified systemthe tax will be 6%. By April 30 of each year, you will need to file an income tax return and pay tax every quarter.
2. Get a patent. It is purchased for a calendar year. Its cost is not fixed, it is calculated individually as a percentage of expected income. However, the final amount depends on the area of ​​the apartment and the region.

For example, in Moscow, a patent for a one-room apartment with an area of ​​50 square meters costs 12,600 rubles. The tax will also be 6%. In this case, the tax is paid in advance. Within 90 calendar days it is necessary to pay 1/3 of the amount from the date of purchase of the patent, until the end of the patent's validity period - the remaining 2/3.

Basically, earnings from renting apartments are legalized in Moscow and St. Petersburg. If you live in another city and think that submitting information to the tax office is a waste of time, it would be a good idea to play it safe. Envious neighbors or even friends or relatives can tell you where to go. When your income is legalized, you don't have to worry about this.

Select the required OKVED codes

When registering an individual entrepreneur, you need to indicateOKVED codes(all-Russian classifier of types of economic activities). The following codes will suit you:

• 68.20 - Rent and management of own or leased real estate;
• 68.20.1 - Rent and management of own or leased residential real estate;
• 70.20 - Renting out your own real estate;
• 70.20.1 - Renting out your own residential real estate.

Find out how else you can get real estate income.

Preparing the apartment for rent

Most often, apartments are rented furnished. Some have a complete set necessary for a comfortable life, while some have a minimal set. Empty apartments are less often rented out, but they are also in demand.

Let's figure out what should be in the apartment so that you can rent it out.

A fresh finish is desirable. If you don't have one now, make sure it's in good condition. If you are making repairs, then take materials with a reserve. Wallpaper may lose its character in some places appearance and even peel off and the tiles break off. In such cases, you can quickly eliminate the resulting defects.

Interior doors can be supplied both cheap and expensive. In the first case, replacing them will not require a lot of money, but in the second, it will be difficult to damage them. It is better to install an expensive entrance door; it will last longer.

Install foreign plumbing, preferably Finnish brands. They have budget options that will last a long time.

Household appliances in an apartment should at least include:

1. Fridge;
2. Kitchen stove;
3. Washing machine.

With this set you can already look for tenants. You will find them faster if the apartment also contains:

1. Microwave oven;
2. Iron and ironing board;
3. Electric kettle;
4. TV;
5. Wi-Fi router;
6. Hairdryer

The Internet is an integral part of life. You can provide the apartment you will be renting out with Internet and television, or just the Internet and install a Wi-Fi router. It’s better to hide the wires right away. Choose a tariff with maximum speed. If residents have several computers and phones, then the speed will not drop so much. New residents will not need to think about what kind of Internet to install, and new wires will not be constantly installed in your apartment.

Furniture in the apartment should include:

1. Sofa bed or double bed. If the area is large, then it is better to install a bed. If the apartment is small, then the sofa will come in handy.
2. Spacious closet.
3. Desk and chair.
4. Wall shelves for little things.
5. Kitchen set, table and chairs.
6. Bedside tables. An optional element, but it creates comfort.
7. Dresser. Also an optional element, especially if the closet is large.

If you do not have the opportunity to renovate the apartment and buy new furniture, rent out the apartment in the condition and with the furniture that you have. The main thing is that it is in good condition and can be used.

Where to buy an apartment for rent

Are you buying an apartment to rent it out? First of all, pay attention to the area and study the “tenant” market. This way you will have a constant flow of tenants, and the apartment will not be empty.

For example, in Moscow people prefer to rent apartments in the east, southeast and south of the city. Experts explain this by the fact that rent there is inexpensive compared to other areas of the capital.

“Districts occupy such a low rating,first of all, because of difficult transport accessibility and because they were built, and are still being built, in territories “reclaimed” from industrial zones,” she explainedMaria Zhukova, first deputy director of the MIEL-Arenda company.

Source

It is not necessary to have several apartments to generate income from rent. If you have country house, hand it over. There are several ways to make a stable profit: find out how to make apartment building business plan.

How to compare income and expenses

If you take out a mortgage on an apartment, the rental amount must be such as to cover the monthly payment and utilities. Otherwise, this business will work at a loss. If you doubt that this method of earning money is suitable for you, we suggest that you familiarize yourself with otherideas for generating income from real estate.

Protecting ourselves from risks

Any business is associated with risks, including the apartment rental business. To protect yourself from them, you need to know them by sight.

“A landlord’s biggest fear is fire or flooding. A common situation that homeowners have to deal with is property damage. For example, a family moves into an apartment in which the children are allowed to do everything: draw on the wallpaper, ride a bicycle along the corridor, cut furniture. Or another real case - students who rented housing managed to break not only some of the equipment, but also all the dishes, toilet bowl and stained glass windows in all the doors. After such residents, they have to make cosmetic repairs in the apartment and change the furniture,” notes General Director of VSN Realty Yana Glazunova.

Source

Necessarily create a rental agreement template. It will allow you to avoid many difficult moments. Indicate the security deposit amount and in what cases it is returned to the tenants. If you were warned 2 or 3 months in advance that they would be moving out, there are no debts for the guests, and the furniture and equipment in the apartment remain in good condition, you can return this money.

In it, indicate the cost, payment term, all furnishings in the apartment and fines for damage to property. Residents will be careful during their stay, and you won’t have to guess what condition the apartment is in if you couldn’t check it this month. Experts recommend getting to know people better before renting out housing to them and drawing up a contract.

For better clarity, we have summarized all the risks and tips for reducing them in a table:

Risk	Advice
Sublease	Realtors or entrepreneurs who plan to rent out your apartment on a daily basis may contact you. If you are satisfied with this option, draw up an agreement. Are you being asked not to draw up a contract? Don't agree. In case of disagreements or problems, you will not do anything without an agreement.
Several residents instead of one	Write down the passport details of the tenants and their full names in the contract. For example, if a young man lived in an apartment and a girl moved in with him, draw up the contract again.
Tax	If you don't pay taxes on your rental earnings, you may be fined. Registering an individual entrepreneur or concluding an agreement for an individual will help to avoid this.
Debts for utilities	State in the contract that residents are required to provide meter readings and pay for utilities. If you have time, come every month to the residents to take meter readings and pick up all receipts and money for housing and communal services.
Damaged furniture and equipment	In the contract, specify what furniture and equipment is in the apartment, and also indicate penalties for damaging them. Additionally, print and laminate the information with fines and hang it in a visible place. For example, if the tenants broke the washing machine, you can take the money from the security deposit. If the contract states that the repair of equipment is paid for by the tenants, then you have the right to demand this money from them.
Non-payment of rent	If tenants are just moving in and ask for a deferment until next month, don’t agree. There is a high probability that they will move out without paying and leave behind debts for housing and communal services. If tenants have been renting your apartment for a long time, take a receipt from them in which they indicate the date of repayment of the debt. Write such cases in the contract. You can also specify a penalty for late payment. Such measures discipline residents.

“It is very important to know employers well, to know who lives and how, including taking into account the mentality of different peoples. It is also important to understand that much depends on the class of housing. If an apartment costs 100 thousand a month, then, most likely, these are completely different Asian residents than those for 20-30 thousand,” noted the owner of his own apartment bureau, Alexander Kharybin.

Source

We have discussed in detail how to rent out an apartment, what pitfalls you may encounter and what you need to pay attention to. Let us give you some more tips:

1. Consider the location and tenant needs. Is the housing located far from the bus stop, but is there a kindergarten and school nearby? Indicate in the ad that you will rent out housing to a married couple with children. The apartment will not be empty for a long time.
2. Three-room apartments are the most difficult to rent out. If it sits idle for a long time, renovate it and rent it out room by room. Young people cannot always afford to rent a one-room apartment, but a room may be affordable for them.
3. Do not delay repairs before renting out the apartment. Every month of downtime is lost money for you.

Do you want to ensure a comfortable old age for yourself? Buy an apartment, for example, in Berlin and also rent it out. In Germany, it is not customary to have your own home; about 80% of Germans live in rented apartments.You can find out how to buy an apartment in Berlin here.

Real estate - good way not only save your savings, but also increase them. You just need to know how to do it correctly. You will have constant passive income, which you can increase, because you already have all the necessary knowledge!

Professional business plans

Three entrepreneurs from the Moscow outskirts earn about 400 thousand rubles. per month on the fact that stylish apartments are rented at a price twice as high as one-room apartments cost

​Mama Ro founders Anton Kozlov, Volodya Nizovtsev and Anatoly Smirnov (Photo: Oleg Yakovlev / RBC)

​The founders of Mama Ro, Anton Kozlov, Volodya Nizovtsev and Anatoly Smirnov, always dreamed of living in the center of Moscow. “I wanted to absorb the spirit of Moscow’s night adventures in Kitay-Gorod,” Smirnov says in an interview with RBC. “Besides, we didn’t want to lose an hour and a half of our life every day, getting to the center from the dull residential outskirts of the capital.” Kozlov was the first to risk moving to the center and in 2010 rented 18 sq. m. m on the ground floor in Maly Ivanovsky Lane. He made the renovations on his own, and it turned out to be a “soulful place” to which friends quickly began to flock. From this small success, the guys came up with a business idea - to create budget housing in the center of the capital for people like them. “So that one night is comparable to the cost of a taxi ride,” says Anton. According to the guys’ estimates, the potential market volume of such commuter migrants was about 700 thousand people every day, which means the product should be in demand.

Luck with your own hands

We sat down to draw up a business plan and realized: in order to create a “hostel for hipsters” on 600 sq. m, you need at least 10 million rubles. investments. “We didn’t have that kind of money,” says Nizovtsev. “I was a freelance videographer, Anton was a hotel receptionist, and Tolya organized television broadcasts.” As a result, the founders of Mama Ro decided to try a less capital project, and in May 2012, luck smiled at them. “One morning I went to www.cian.ru and saw that a room for rent in the basement on Spiridonovka: 80 sq. m. m for only 67 thousand rubles. per month,” says Smirnov. - It was the most main point the whole project: we realized that if we want to do something, we need to start right now.” The guys scraped together 30 thousand rubles. for a deposit and began repairs.

At first they wanted to divide the entire space into several rooms of 12-15 square meters. m. “But then we realized that we would be no different from typical hotel rooms,” explains Kozlov. “We realized that we ourselves would not want to live in such cells. This is how we came up with the idea of ​​creating not just an interior for temporary accommodation, but full-fledged studios, apartments, and living space.” For 2.5 months and 800 thousand rubles. the guys did the repairs. “At first we applied the plaster with our hands, but then we learned to use a spatula,” says Smirnov. — Money was collected from friends: some 50 thousand rubles. Someone gave 100 thousand, and took 350 thousand from a capitalist friend at interest.” In mid-July, two studios on Spiridonovka were ready to receive their first guests. An advertisement was posted on the same CIAN, and on July 19 the first client came. “The couple rented an apartment for two days for 8 thousand rubles,” Nizovtsev says with a smile. “It seemed to us that exactly what we feared most had happened: our clients would be those who usually rent apartments by the day.” But the novice entrepreneurs were mistaken: the first, like all subsequent clients, turned out to be from a different audience - they were ordinary or business tourists who wanted to be in a foreign city in a comfortable environment, different from small and identical hotel rooms.

NumbersMama Ro

14 apartments available from Mama Ro

7 thousand rubles.— average apartment rental price per day

18.8 million rubles.— total investments

20 thousand apartments for daily rent in Moscow

3.5 thousand rubles.— average price of an apartment with good repair per day

Source: Mama Ro, “Miel”, project “Daily”

After a relatively “rotten” August (75% occupancy), since September there have been reservations every day. “From September 2012 to February 2014, we did not have a single downtime at Spiridonovka,” the entrepreneurs are proud. In the first five months of work, they repaid all debts (about 800 thousand rubles). During this time, as during repairs, they went to Metro and bought shampoos and towels themselves and repaired breakdowns. “Once every three days, each of us was on duty to clean and wash toilets,” says Smirnov. “We realized that the principle is simple: either you drown and it’s only your business, or you fight and win.”

After the business took off, the guys started thinking about expanding. They began to intensively monitor advertisements on CIAN, but at first they had no luck. “Either you come across a granny with a three-room apartment, or the owner who permanently lives in the Emirates and offers to sign an agreement via Skype,” recalls Kozlov. And by chance, through friends, we came across a representative of a man who bought an entire house on Chistye Prudy, in Gusyatnikov Lane. At the beginning of 2013, the founders of Mama Ro rented 300 sq. m. m on the third floor and began to look for money for repairs. In total, they collected 1.5 million rubles. and another 2.5 million rubles. took out a loan at 20% per annum from one of the Moscow banks. And in January 2013 we started construction. “We each had our own vision of what the studios should look like. I adore Suprematism, so I created a Suprematist studio, Anton is obsessed with Byzantine mosaics,” says Nizovtsev. “Each of us started from our own dreams.” They currently rent two of the three floors in the house. The founders of Mama Ro invested a total of 18 million rubles in the launch of 12 apartments on Gusyatnikov Lane. They actually had to do a major overhaul of the building, replacing pipes and electrical wiring, strengthening floors, and replacing walls and ceilings.

Vladimir Nizovtsev: “The lease agreement for the premises on Spiridonovka, of course, we had a relative one (sublease from the city), and, in fact, we could be asked at any time, that is, to take away the business. Here, what is important to understand is that any business is made of a doer. Without a doer, a business is useless. And, thank God, our business environment is beginning to understand that without guys who are ready to clean the toilet with their own hands, excuse me, there won’t be this load, there won’t be these people who come here, everything will fail, nothing will work at all.” .

Anatoly Smirnov: “The Jazz studio has all my psychological traits. For example, since childhood I did not have my own workplace; I lived with my parents in the living room. Therefore, in the studio I created a chic workspace with a view from the window. I want a feeling of psychological security, so I make the floor from solid ash. As an actor by profession, I replace ordinary light with theatrical spotlights, permeating the air with the feeling of the theater. And so it is in every studio. This is probably what attracts clients to Mama Ro: all the interiors are very personal.”

Anton Kozlov: "Russia - complex country for doing business, but it is as promising as it is complex that, in principle, you can choose any business and do it with truly high quality, conscientiously. This will be a guaranteed success, because the market, especially services, is very unfinished, undervalued, underfunded. Everything is done through the knees for the sake of making a quick profit and escaping abroad. We have no desire to leave, we understand that we are connected with the country and want to develop it. This honesty is one of the components of this business.”

Apartment economy

The standard Mama Ro apartment can accommodate four guests. Most of them are implemented on two levels: below there is a living room with a cinema and stereo system, a bar counter and a bathroom, and above there is a bedroom. Each studio has its own unique interior design project. For example, “Bauhaus” is made in the laconic German design of the early 20th century, with designer furniture made from Far Eastern ash. The Jazz apartments refer to American clubs and the theater of the 30s with exposed brickwork, while the Pine apartment with pine trees installed in the interior refers to a childhood dream of a tree house.

For the individual design of each room, handmade furniture and equipment from Apple you will have to pay from 6.5 to 8.5 thousand per day. The cost is determined by the area and popularity of the apartment. Entrepreneurs claim that in 2015 they operated at 97.2% capacity. “There are foreign clients who move from hotels and live with us for a month,” says Vladimir Nizovtsev. According to entrepreneurs, about 60% of clients are foreigners, but with the crisis the share of tourists from regions of the Russian Federation and China began to grow. According to them, there are those who live in apartments alone (about 20%) for several weeks or as a couple (also about 20%). Families and groups of friends account for about 30% of clients. Most clients come through booking systems (booking.com, airbnb.com, etc.). Apartments are often rented for a party or filming, in which case they are rented according to a separate price list, based on the event. On average, Mama Ro earns about 2.8 million rubles. per month.

Mama Ro's main expenses are rent (674 thousand rubles per month) and payments on loans and debts (interest and repayment - 747 thousand rubles per month) to banks and individuals. Personnel costs amount to about 420 thousand rubles. Entrepreneurs pay salaries to themselves and two assistants. Utility bills, cleaning (outsourced), advertising and reservation system commissions take up another 400 thousand rubles. In general, expenses run up to 2.2 million rubles per month. Mama Ro's activities are carried out through the individual entrepreneur Anton Kozlov (USN, 6% of income).

Other market

Yuri Kuznetsov, owner of the Internet project “Daily”, estimates the capital’s market for short-term rental of apartments and apartments at 20 thousand premises, most of them are standard one-room apartments. There are now about 3.5 thousand offers on the Sutochno website in the price category of 2-5 thousand rubles. per day.

Yulia Tselyakovskaya, development director of LikeHome Apartaments, which manages 76 apartments in Moscow, believes that the demand for apartments and apartments is from different categories of clients. “Almost all of our properties are within the Garden Ring and are aimed at wealthy citizens who often rent them for several weeks and want to live ‘like at home,’” she told RBC. “People often want not so much to save money on a hotel room, but to have those amenities that hotels usually cannot provide.” According to her, this is especially true for families with children, when renting an apartment becomes more economical than booking several hotel rooms. She estimates the market for such accommodation facilities in the capital at only a few hundred properties.

For a family or a group of four people in Moscow now, as a rule, it is cheaper to stay in an apartment than in a hotel. According to booking.com, four nights from January 30 to February 3 at Mama Ro will cost 29.2 thousand, at LikeHome - 24 thousand rubles. A quadruple room in the Aeropolis hotel costs 28.5 thousand, in the Adagio apart-hotel – already 42 thousand, in Novotel (two standard double rooms) – 51 thousand, and a deluxe suite with a kingsize bed in the Four Season – and at all 493 thousand rubles.

Before the crisis, LikeHome Apartaments managed one hundred apartments (all properties are privately owned, the company takes over their management), 60% of clients were foreigners, and the average occupancy for the year was about 80%. “Now the situation has changed: more than 60% of clients are Russians, the load has also fallen,” admits Tselyakovskaya. Mama Ro says that the crisis did not affect their business - apartment occupancy in 2015 was 97.2%. The founders of Mama Ro plan to take over the management of an entire mansion in the center of Moscow in order to create a real apart-hotel in it, but so far they have not found a suitable property and investor for this project.

Interior and furniture for sale

The popularity of Mama Ro apartments is largely due to their unique interiors, which the founders designed and made themselves. Nizovtsev says that some guests even began to make requests to prepare similar design projects for their apartments. “Every fifth person comes in and says: “How great!” I want the same,” he says. The team has already completed four interior projects and is currently working on creating design projects for three hotels in Europe - the Czech Republic, Latvia and Estonia. The furniture that the guys made according to their own designs in the Bauhaus and Sosnovaya studios is of similar interest. “We were offered to make a whole collection and put it up for sale in the Tsvetnoy department store,” says Nizovtsev. Mama Ro is currently working on two furniture orders.

More and more property owners are considering renting out an apartment as an additional source of income. This is not just earning money on the side, but a profitable business. How to make the most money by renting out an apartment, and what difficulties will you have to face?

Contents of the article :

Is it possible to make money by renting out an apartment?

Many novice landlords are interested in whether they can make money by renting out an apartment. Yes, you can, and this business can provide you with a regular income. Some people who rent an apartment live only on the money from the rent and do not work.

There are several ways to rent out an apartment - daily and long-term. In the first case, several tenants may change in a month; in the second, tenants live in the apartment for a long time. What are the ways to make money by renting out apartments?

Renting mortgaged housing

Expenses: down payment, purchase of furniture and equipment. A stable income is needed if the rent will not cover the mortgage payments. The main advantage: after some time, payments will be completed, and the apartment will become yours, all costs will be recouped.

Renting a new apartment and its subsequent delivery

Expenses: monthly rent, security deposit and agency commission (if the owner could not be found). The scheme is simple - you rent an apartment and re-rent it to other tenants.

Renting your own apartment

If you have a free apartment, this is the most ideal option. You don't have to spend money on rent or mortgage payments, you only have to pay utilities. Equip the premises with everything you need, find tenants and start earning money.

Is it worth taking out a mortgage to rent out an apartment?

Many people who do not need their own home take out a mortgage to rent out an apartment, and in this way one more time.

This is beneficial because real estate prices are rising every year, and buying real estate is the most reliable and safest way to invest.

There is always a great demand for apartments and it will not be difficult to sell it, it can be rented out, and in the future you or your children will live in it. But is it possible to make money on a mortgaged apartment, and how soon will it pay off? Let's consider buying a one-room apartment in Moscow.

Suppose you are buying an apartment in a new building total area 35 square meters, it is on the 10th floor and is located a ten-minute walk from the metro.

Such an apartment will cost you approximately 5,500,000 rubles. Let's use the mortgage calculator from Sberbank. The minimum down payment will be 825,000 rubles. In total you will have to pay 4,675,000 rubles with interest.

Under standard loan terms ( loan term 15 years, interest rate 9.9%), the monthly payment will be 49,953 rubles.

The specific loan amount depends on many parameters - the term of the loan, the availability of insurance, whether the borrower has the opportunity to confirm income with a 2-NDFL certificate or on a bank form.

Let's assume that you rent out an apartment for 30,000 rubles monthly, while paying 13% income tax (3,900 rubles) and utility bills in the amount of 3,000 rubles. What's left, you pay off the loan and add your own money. After all the expenses, you just have to pay from your own money 26,853 rubles.

You can also take out a mortgage for a longer period, then the payment will be lower, and you will be able to cover the payments with the guests’ money.

Is it profitable to take out a mortgage for rent?

Yes, if the guests' rent significantly covers the mortgage costs. After 15 years, you will pay off the mortgage, the apartment will be completely yours and will bring in real money. But there is one nuance here - many banks add a clause to the loan agreement that the borrower does not have the right to rent out the property without the consent of the lender.

But in fact, financial organizations do not check this information - the main thing for them is that you pay interest and return the money to the bank.

Is it possible to make money on subletting?

Subleasing is the rental of property that is already rented. For example, you rent an apartment for a month from a landlord and re-rent the premises, but on a daily basis. This option will be the most profitable - income from daily rental higher.

But you need to know that property owners usually oppose subletting, so in many cases it is done secretly from them. Is it possible to make money by subletting an apartment? Let's try to calculate the potential benefits.

Let's say you rented a one-room apartment with furniture in Moscow for 30 thousand rubles. In the first month you pay a month's rent + a security deposit in the same amount. Buy everything you need ( towels, soap and other small items) on 5000 rubles.

Total in the first month you will spend 65,000 rubles. Rent an apartment daily – approx. 2500 per day, that's 50,000 per month ( Let's assume the apartment is occupied 20 days a month).

You can recoup your initial investment in a few months; in subsequent months you will earn 20,000 rubles ( income from sublease minus deductions to the first lessor).

But you can rent out several apartments at the same time and earn a lot more money from it.

How much can you earn from renting apartments daily and how to do it

Over the course of a whole month, the apartment will be rented out for approximately 20 days, the rest of the time it will be idle.

If a one-room apartment is equipped with essential household appliances ( refrigerator, stove, microwave) and a minimum set of furniture ( table, bedside table, beds), it will cost about 2,000 rubles per day, which comes out to 40,000 rubles per month.

Prices are relevant for apartments in the center of a Russian city with a million population:

• Studio: from 1000 to 1500 rubles;
• 1 room: from 1500 to 2000 rubles;
• 2 rooms: from 2000 to 3000 rubles;
• 3 rooms: from 3000 to 5000 rubles;
• 4 rooms and more: from 5000 rubles.

In small towns the cost may be lower, but there are pricing patterns here.

Typically, prices for studios and one-room apartments in small towns are approximately the same, and for living space of more than two rooms, prices are lower than the average for cities with a population of over a million.

As for Moscow, when calculating the cost of an apartment in this city, you need to add one or two thousand to the average cost - prices there are higher for everything.

If you decide to rent an apartment by the day, your clients will be people who come on a business trip or vacation, part-time students, as well as tourists and city guests.

Some people rent an apartment to spend a noisy holiday in it. You decide for yourself who to let into your living space and who is best to refuse.

The apartment can be rented for the night or for several weeks; there are many regular customers - if a person likes the accommodation, next time he will contact you again.

Is it profitable to rent apartments daily?

Yes, but this business can have its own difficulties with demand. The daily rental market is unstable - the most tenants are in April, early May and in the summer, and in winter there is an outflow of clients.

Nevertheless, the income from renting out an apartment daily is on average higher than the income from renting out for a long time, even if the living space is rented out for only half a month.

How much can you earn by renting an apartment monthly?

According to the calculations of the director of the real estate agency, “ Miel-Rent» Maria Zhukova, the monthly profitability of renting out an apartment can be calculated using the following formula:

(Rental amount per month*12 – 13% personal income tax) * 100 / (Purchase cost + Cost of additional investments)

The most profitable investment is the purchase of two one-room or two-room apartments in sought-after areas or areas with minimal supply. Such an investment will pay off much faster. Let's take a closer look at profitability using the examples of Moscow and Krasnodar.

The cost of monthly rent for an apartment is influenced by several factors - distance from the metro and stops public transport, availability of renovation, number of beds and quality of furniture, as well as the size of the room.

Your guests can be students, working people and couples with children. Is it profitable to make money by renting apartments on a monthly basis? Yes. Not as profitable as daily rentals, but much more reliable and simpler - you do not need to constantly meet with guests, you can visit no more than once a month.

How to start renting out an apartment

Spacious one-room or small two-room apartments are in high demand among landlords; there are about 70-80% .

When choosing an apartment, you must also be guided by the following criteria:

1. Repair. A decent looking apartment will be more likely to be chosen by potential tenants. Renovate or redecorate, purchase the necessary equipment and furniture. Make sure the apartment is clean.
2. Floor. Potential guests do not like apartments that are located on the first or last floors.
3. Transport accessibility. If the apartment is within walking distance from the metro, this increases its cost. And vice versa - if the station or bus stop located far away, the apartment will fall in price.
4. View from the window. Many residents prefer that the windows in the apartment face the courtyard. If housing is rented daily, this is not such an important criterion.
5. Infrastructure. The presence of nearby shops and supermarkets, kindergartens, schools and other institutions increases the value of housing.

In order for an apartment to be rented out successfully, it is necessary to properly furnish and equip it. Many residents have high demands for comfort, but they are willing to pay money for it.

An apartment for daily or long-term rental must have:

• kitchen appliances (stove, refrigerator, kettle, microwave);
• other appliances (washing machine, TV, iron);
• dishes (plates, mugs and cutlery);
• furniture (table, chairs, bed or sofa);
• other amenities (bed linen, towels, hygiene products).

It is also not at all necessary, but it will be a plus if the apartment has cable or satellite TV, Internet, air conditioning and a hairdryer.

The more equipment there is in the apartment, the higher the rent may be. Equipment is sold inexpensively on classifieds websites - there you can buy serviceable items for little money. After preparing your living space, you can immediately post advertisements for rent and earn money.

Where to find tenants

In order for an apartment to be rented, it is necessary that future guests learn about your offer. To do this, you can use the services of numerous real estate agencies (but then you will have to pay a commission) or place an ad on the Internet.

There are several common websites where you can compare prices for apartments and find short-term or long-term guests.

1. Avito.ru. The most popular classifieds portal. Here you can find everything, not just offers for buying, selling and renting apartments. Convenient navigation by city, square meters and cost.
2. Irr.ru. Notice board “From hand to hand”. Convenient search the best offers, more than 90 thousand advertisements.
3. Sutochno.ru. A resource dedicated to the daily rental of apartments and rooms with a guarantee of occupancy and the ability to book housing.
4. Domofond.ru. Website with advertisements for real estate rentals. Here you can rent out a room, apartment, house or commercial space.
5. Booking.com. International site for rental and booking of housing. Supports the Russian version of the site.

Risks

People who want to make money by renting out an apartment daily or for a long term should know that this type of income is associated with certain risks:

• The first and main thing is causing damage to your property;
• Residents can also cause damage to neighbors' property (for example, by flooding them), in which case the responsibility will lie with you;
• Some residents pay late or don’t pay at all and then disappear;
• Residents can steal apartment keys, duplicate them and return later to steal them;
• In rare cases, the apartment may be used for illegal activities.

How to make money by renting apartments, protecting yourself from all risks? To avoid headaches in the future, check the condition of the apartment occasionally, and also sign a lease agreement listing the condition of all your personal belongings.

You can also take out voluntary insurance - in this case, the insurance company will assume responsibility associated with the restoration of property. The cost of the policy averages from 1 to 3 thousand rubles, the exact amount depends on the condition of the apartment and the terms of insurance.

Documents and taxes: what is important to know when renting out an apartment

To avoid all possible risks, be sure to sign a lease agreement with the tenants. It must indicate the cost and rental terms, check-in and check-out times (for daily rent), the rights and obligations of the parties and their details.

It would be useful to indicate the procedure for visiting the home by the owner, the conditions for terminating the contract ahead of schedule, as well as fines for damage to equipment and furniture.

An inventory of the property indicating all existing defects is attached to the contract. To take everything into account, contact a lawyer. By investing in a specialist at the beginning, you can protect yourself in the future.

Sometimes tenants ask you to prove that you are the real owner of the apartment - for this you will need a certificate of ownership or an extract from the register USRIP.

If the owner of the living space is not you, consent to rent from the owner will help (must be certified by a notary). If an apartment is subleased, many require to see the primary lease agreement and the consent of the apartment owner to re-let it

About 90% of landlords do not pay taxes, but to avoid problems in the future, it is necessary to give part of the profits to the state.

If the tax office receives information about unofficial activities, the landlord may be held administratively liable, then he will have to pay fines and all accrued penalties.

How to pay taxes for your apartment rental business?

If you are an individual

Every year you must pay personal income tax to the state - 13% income tax. By April 30 of the current year, the tax office at your place of residence must receive a tax return from you, which contains information about income for the previous year; by July 15, the tax amount must be calculated and paid at the bank.

If you are an individual entrepreneur

Individual entrepreneurs operate under a simplified taxation system. In this case, taxes will be 6% of income or 15% (income minus expenses).

Let's look at an example. You rent out housing for 2,000 rubles per day. The apartment is open 20 days a month, that is, for a year your income will be equal to 480,000 rubles. With a personal income tax of 13%, your taxes will be 62,400 rubles. If you are an individual entrepreneur and pay 6%, you will have to pay 28,800 rubles.

But don't think that the latter option is much more profitable - when registering an individual entrepreneur, you will also have to spend money on contributions to the pension fund, accountant services and other needs.

How to make the most money by renting an apartment

Usually apartment owners give a discount when booking an apartment for several days. This encourages residents to choose your option. During the holidays, prices may be slightly higher.

This is an absolutely normal practice that you can use in your business for additional income. Be tolerant of your tenants, you can even allow noisy companies in so as not to miss out on income - the main thing is to get everything in order necessary documents to protect yourself and your home.

To save and earn even more, furnish your apartment with used furniture, which can be found on the bulletin board Avito– there are inexpensive but decent options.

Also, good and inexpensive furniture can be purchased at Ikea. Equip your apartment with additional equipment, if your financial situation allows it - install a dishwasher, buy a coffee grinder, place additional beds. This will increase the rental price by several thousand rubles.

You can save a lot by buying a home at the construction stage. But here you need to take into account lost profits - for example, if a house is just starting to be built, you will miss 360,000 rubles in a year ( with an apartment costing 30,000 rubles per month), and housing will be put into operation no earlier than 2 years after the start of construction.

Be sure to check whether the increase during the construction period will cover the likely rental income. The most profitable solution is to buy an apartment in a completed or near-completed building.

1. When buying or renting an apartment for the purpose of subletting, be sure to pay attention to the transport links. The closer the housing is to public transport and metro stops, the more expensive you can ask for it.
2. When planning expenses, do not forget to take into account the need for repairs in a new building. The housing must be completely ready for rent; no one wants to live in a “damp” room - such an apartment will stand idle.
3. When placing an ad, indicate not only the number of rooms, but also other important information about housing (floor, distance from public transport, availability of furniture, etc.). This will increase your chances of passing.
4. Post advertisements on several sites - this will help you find tenants faster. Alternatively, you can also advertise in local newspapers or even post flyers on poles.
5. Keep an eye on your competitors' offers. Analyze in which area their apartments are located, as well as what benefits they plan to receive - this will help you form your own prices. Don't overprice, but don't underestimate either.
6. Stay tuned for more news. For example, during the World Cup in your city, housing prices will skyrocket. This situation will help you earn extra money.

Conclusion

Daily rental of apartments or long-term rental is a popular service in the rental real estate market, beneficial for both the tenant and the employer.

There is a room. What business to open? Most businesses, regardless of their size, require specific premises to provide their services or produce their products. Any premises in good condition are suitable for running a business - be it a garage, hangar, basement, country house, apartment or something else. This article takes a closer look at running an apartment and basement rental business.

In order to start your own business, you will need to purchase an apartment or a basement, which will already become a fairly large investment. Do not forget that purchasing real estate is one of the best views investment instruments and that is why the cost of ready-made apartments is quite high. The best options for purchasing would be real estate at the initial stage of construction. At this point, the real estate will save from 20 to 40% of the cost in the future.

Purchase and registration of real estate

Of course, the most popular option for opening an office remains business centers, whose infrastructure is entirely aimed at optimizing the work process. However, the cost of premises in such centers is quite high and many medium and small businesses cannot afford such acquisitions.

The second most popular option is renting premises on the ground floors of residential buildings and the so-called street-retail (premises on the ground floors with a separate entrance and their own shop windows). Former utility premises are also in high demand. Very often you can find various businesses in the basement. Often these are grocery stores, cafes and restaurants, beauty salons and small household appliance stores.

When considering the option of opening a business for renting premises, you should familiarize yourself with the demand and supply of the real estate rental and sales market, the infrastructure of the area in which the planned purchase is located and the “traffic rate” (approx. the coefficient shows a value based on the number of people visiting the adjacent territory over a certain period of time).

Buying real estate involves manipulating large sums of money, and such transactions are often targeted by scammers.

You must buy real estate either from a trusted person (relatives, friends or colleagues), or from agencies (the least profitable option), or with the participation of a realtor (in this case, you will have to pay for his services in the amount of a certain percentage of the purchase amount). To protect yourself when purchasing, you should carefully read all documents and become thoroughly familiar with the seller himself. Safety in such a business should come first. After purchasing real estate, you should register it so that you can rent it out on a commercial basis.

The final stage of preparation will be the renovation of the premises. Rich filling is not required, since many companies redesign the premises to their liking. It should be taken into account that the transformation of an ordinary apartment on the ground floor into a street-retail class premises will require documentary evidence, since the installation of a street door or large display windows will affect the integrity of the building.

Renting out premises

Almost any room in the street-retail category is suitable for the central part of the city. Such premises are gladly rented by various shops or restaurants. In residential areas, apartments on the first floors do not have an established list of tenant companies, which is why the demand here is even lower central regions, but remains at a decent level.

From time immemorial, advertising has been the engine of business. To find clients for your real estate, one of the best ways is active advertising. Placing advertisements on Internet resources or in newspapers, placing an advertising sign on the building in which the premises are located, or submitting information about your services to target agencies (although in this case there is a chance that you will have to share a percentage of the income).

The amount of rental income depends on the premises and its location. For example, from a small two-room apartment in the center of Moscow you can get from 100,000 rubles per month. According to statistics, most rental apartments pay for themselves in about eight years. When buying an apartment on credit, monthly payments will be almost the same amount as income, which will allow you to own an apartment with virtually no costs.

Daily rental

Daily rental of apartments as a business arose not so long ago. The main difference from regular rentals is a more frequent change of clients, which will ultimately require greater advertising activity. Initially, daily renting was not considered as a type of business and was exclusively a way to earn money periodically.

Now renting out your own housing stock is one of the easiest ways to obtain financial resources in a commercial way without much effort. Long-term rent provides constant income, but in this case the level of profitability is lost. Daily rental will give a good daily profit, but there are a lot of worries with the constant search for clients and more time spent on arranging short-term rentals.

The second most popular way to make a profit from a business based on renting premises is the targeted purchase of real estate for subsequent rental. The process of purchasing, registering and searching for clients is almost identical to the acquisition of premises for conducting commercial activities with other entrepreneurs and companies. However, in this case, you will need an apartment in a prosperous area, with good infrastructure and within walking distance of public transport. All this will have a positive effect on the amount of profit generated.

The third option for creating a rental business is the so-called subleasing. In essence, the entrepreneur will become an intermediary between two links - the landlord and the clients. This method is suitable for those who do not have enough funds to purchase real estate and do not have their own. The essence of the process is to register housing for long-term rent and subsequent re-letting on a daily basis. In this way, it is possible to “recoup” rental payments for the first ten days. The income for the remaining twenty days will become the entrepreneur’s net profit.

Process organization

In addition to the availability of real estate, several aspects will need to be taken into account. Firstly, any commercial activity requires mandatory registration at the tax authorities Russian Federation. When registering an enterprise, two types of legal forms are suitable - individual entrepreneurship and limited liability company.

Secondly, documentary registration of real estate for the possibility of conducting commercial activities. If we are talking about sublease, then all agreements with the owner of the apartment should be notarized and all points should be taken into account - cost, terms, possibility of re-letting, etc. It is better to make any transfer of funds in the presence of a notary.

Third - arrangement of living space (minor repairs, purchase of consumables, furniture, etc.) and start of an advertising campaign. Advertising should be maximized - active work with newspapers, Internet resources and third parties. Third parties can be understood as various legal entities and individuals through which information about services is distributed (for example: placement of business cards and booklets at train stations or transport agencies).

The business of renting apartments by the day is quite a difficult task in terms of the time spent.

A large number of clients will require a lot of attention and caution. In order not to make mistakes and not miss payment deadlines, you should sign an agreement with each new client. The keys to the rental property are handed over after signing. Upon completion of the contract, the apartment should be inspected for damage or theft of property.

Any enterprise is created in order to bring profit to its owner. And a higher level of profitability will only be available if the entrepreneur is interested in its development and modernization. There are two ways to increase profits - updating the housing stock (purchase of modern household appliances, repairs, improving apartment infrastructure, etc.) and purchasing additional real estate. In the first method, an increase in amenities will cause an increase in rental costs, but the number of clients may decrease due to the high cost. The second method is guaranteed to increase profits, but will also add more work.

Developing a client base

The best client is a regular client. The apartment rental business confirms this rule like no other. The constancy of the client base will reduce the time spent on rent registration and downtime.

The first thing you need to pay attention to when selecting clients is the condition of the proposed premises. If the stated characteristics do not correspond to reality, the entrepreneur will most likely lose the client.

Under no circumstances should communication opportunities be lost. Daily rental of apartments as a business is quite dynamic and clients should be given the opportunity to contact them at almost any time. Timely provision of information and the ability to book premises in advance will play a positive role in the growth of business reputation.

If the business is not limited to one or a couple of apartments, it makes sense to sign up for a client program.

Various promotions, such as free transfer, 2+1 or discount periods will increase the number of customers and also increase the number of regular tenants.

Short-term rentals are popular among those who arrive in the city for short periods. From this we can conclude that the client may be new to the city. This is another plus for an entrepreneur. The release of your own products, which include a logo, contact information and price list, will be a good step in developing a customer base. All this can be combined with the necessary things in an unfamiliar city - printing information on city transport maps, calendars, etc.

No matter what arguments financiers give about other financing instruments, real estate is a person’s shelter, his home, where he lives and where he raises children. People will always need housing. Those who own real estate can always count on a stable source of income. In this article, we tried to systematize as much information as possible about ways to earn money from it. Presented brief overview 18 ways.

Methods of generating income based on renting out real estate

1) Buy an apartment and rent it out daily

The most popular way to make money in real estate. Any person who asks “how to make money on real estate” will immediately answer – rent it out monthly. There are quite a lot of offers from residents - you just need to weed out those who are unsuitable in your opinion. This may include the option of renting out a room in an apartment or dorm.

Pros:

• What is good about this method is the minimum of body movements. Sign an agreement with the tenant once, and then come once a month to receive money for your stay.

Cons:

• Relatively small income. If you have taken out a mortgage on an apartment, and with a minimum down payment, rental income on a monthly basis is unlikely to cover the mortgage payments. The ideal option is when you inherited the apartment, or you simply earned money without the help of a bank.

2) Buy an apartment and rent it out daily

More interesting way earning money from your apartment. Involves almost daily showing of apartments, check-in, check-out and cleaning. The best group for renting an apartment by the day are business travelers and travelers. The unsuitable demographic is nightclub lovers and other entertainment enthusiasts who want to rent an apartment for the purpose of having a lot of fun. Another good thing for people who come on a business trip is that they often stay not for one day, but for a week or two, which is still much more profitable for them than living in a hotel. These are people, as a rule, of decent social status and they do not cause anyone problems while living.

Pros:

• Higher level of income compared to monthly rent.

Cons:

• Possible damage to property if the “wrong” audience is occupied. The best audience is business travelers and travelers. They cause a minimum of hassle and often rent housing for more than one day
• Regular cleaning of the apartment and washing of bed linen

3) Buy an apartment and rent it out at an hourly rate

The most aggressive option for renting out an apartment, providing maximum income. To use this method, it is advisable to have an office or another apartment to live in next to the one you are renting out, since you will have to constantly run around to move residents in. There may also be dissatisfaction among neighbors regarding the constant circulation of people on the site.

Pros:

• Very high income. If you have strong advertising support, you can rent out the apartment most of the day.

Cons:

• Possible damage to property due to the occupancy of a dubious audience.
• You need to constantly be close to the apartment in order to be able to regularly move in and out of tenants.
• More frequent cleaning and washing of bed linen.
• Possible discontent among neighbors

4) Buy an apartment for a hostel

A budget hotel format that came from the West, which involves renting a bed in a comfortable apartment. The number of beds can reach 10-12. If you think of a hostel with a large number of migrant workers, then this is not at all what it is. The hostel is a room with a very good renovation of a European level and with all the amenities; it is populated mainly by Russians. Most of the clients are business travelers and travelers. A hostel is an excellent solution for those who need to stay overnight, but do not want to pay a large sum for a daily apartment. Renting a bed in a hostel in the regions in 2015 is 400-500 rubles, which is much cheaper than in any hotel or daily apartment.

Pros:

• Very high income due to a large turnover of clients
• Regular income due to the large number of beds. Some places will still be populated, which will allow you to be in the black.

Cons

• The need to do very high-quality repairs. Grandma's option for a hostel is unlikely to be suitable. You will also need to buy several bunk beds
• Possible dissatisfaction among neighbors due to the large circulation of people
• The need to have an assistant or devote everything to it free time, because a large number of people means a lot of work to move in, move out, and clean up
• For quality work and maximum earnings, it will be necessary to register an individual entrepreneur to issue travel certificates to visiting people.

A recent amendment to the law on hostels prohibits the use of residential premises for hostels. Alas:(

To work in white with hostels, you will have to purchase commercial real estate.

5) Buy a townhouse and rent it out

Townhouse is a European low-rise type of housing characterized by high living comfort. Townhouses are characterized by a small number of neighbors and a location away from large areas metropolis. As a rule, these are quiet, secluded corners of life on the outskirts of the city, in newly built villages and near forests. We have identified a townhouse separately from a regular apartment, as it has its own characteristics. It can also be rented monthly, daily or hourly

Pros:

• Higher status of tenants – because higher class housing
• There is a possibility of redevelopment in order to increase the number of apartments (cutting apartments into studios)

Cons:

• Tighter tenant market – properties may take longer to rent than usual

6) Buy a cottage/country house and rent it out

For those who have their own cottage, there is also no problem getting rental income from it. At the same time, both monthly and daily rental options are common. It is worth remembering that when renting out a cottage on a monthly basis, the location of the cottage relative to transport interchanges plays an important role, since most such houses are built outside the city.

For owners of large cottages, the option of partial renting of space (living in one part of the cottage and renting out the other) or renting out room by room is also possible.

There is also an option to rent out the cottage at certain times of the year. For example, in the summer you can live there yourself, and in the winter, so that it is not empty, you can move in tenants.

A very chic option for making money on a cottage is renting it out for the New Year. Everyone is probably familiar with the rush to book vacation spots for this holiday. And spend New Year in a beautiful and cozy cottage is a very good idea. You can also expand the options - rent it out to companies for various corporate events.

Pros:

• Stable income - you can rent out the cottage at any time of the year. This is comfortable housing in the fresh air and isolation from neighbors.
• Variability in the type of rental - you can rent out part of the cottage, you can rent it out room by room, you can rent it out at different times of the year

Cons:

• Most often, cottages are located outside the city, so its transport geographical location is important here.
• The greatest demand is for small-sized housing - 50-80 square meters. m. As a rule, cottages have much large area. The solution is to house multiple tenants.

7) Buy or build a multi-apartment low-rise building and rent it out

For those who have significant capital, they have probably already appreciated the advantages of investing in apartment buildings. At the same time, it is possible to create a kind of apartment building here, where all apartments will be rented out on a rental basis. Construction and income generation from such houses is the topic of a separate article. As for the cost of such a house, there are options for building budget housing, for example from the same LSTK. The most difficult thing in this method is to find suitable land with convenient transport links, and the availability of sufficient capital.

Pros:

• High income - a large number of rental apartments will provide a stable income even with incomplete occupancy.

Cons:

• High cost of initial investment;
• Is it possible to spend a long time searching for a suitable plot of land? if construction is planned.

8) Buy property abroad and rent it out under a guaranteed lease

Foreign real estate has long been attracting with its favorable conditions Russian investors of all stripes, from small to large. There is an opinion that the Western real estate market is more reliable and at the same time more profitable.

How to make money on foreign real estate while living in Russia? The simplest thing is to buy it with the conclusion of an agreement guaranteed lease leaseback . (The method first appeared in France, therefore.) What kind of mechanism is this? You buy real estate abroad, furnish it at your own discretion, and subsidiary the developer rents it out (essentially a management company), paying you a commission, depending on the country, 2-6% per annum of the cost of housing. What is good about this method is that you do not need to deal with the selection of tenants and other organizational issues, and the reliability of foreign real estate is unlikely to raise doubts in anyone.

Real estate abroad is represented in a wide variety - these include villas, apart-hotels, mini-hotels, apartments, ordinary apartments, houses on the seashore. Given the high resort demand in certain countries, such properties are unlikely to be empty. Another important advantage of investing in foreign real estate is that its price is much lower than in Moscow.

Pros:

• A fundamental investment tool - all investors, from large to small, invest (or dream of investing) part of their money in foreign real estate. It is reliable and promising.
• The opportunity to earn more income while being in Russia through guaranteed rentals.

Cons:

• Knowledge of a foreign language (at least English) is desirable;
• The need to travel to the place of purchase of real estate;
• There is little information regarding the legal and legislative aspects of the country where real estate is purchased.

9) Buy a room in a Russian apartment and rent it out

Apartments are gradually gaining popularity on the Russian real estate market. This is very reminiscent of the previous point, but only this is happening in Russia, with a corresponding, familiar social situation. The apartments resemble ordinary apartments, but with an already decorated interior. There are also all the services here, as in other foreign hotels - concierge service, food delivery to the room and others. They wrote about them in more detail in a separate article.

Pros:

• The cost of Russian apartments is cheaper than apartments of the same size;
• Very high service at the level of European foreign hotels;
• Ideal location for an additional apartment;
• Highly developed infrastructure of the area - there are restaurants, bars, fitness centers, beauty salons, etc. nearby (and often even in the building itself);
• Possibility of renting out with the help of a management company, which will itself be responsible for moving residents into your room.

Cons:

• The object has not been sufficiently studied from the point of view of legislation, in particular, the laws of 214-FZ and a number of other legal restrictions are not yet applicable to it.
• The apartment is a non-residential premises, therefore, you cannot register in it.
• From the previous paragraph it follows that apartments can only be the second and subsequent housing, which is available to very few segments of the population
• There are still not enough offers on the market, mostly in the Moscow region.

10) Buy commercial non-residential premises and rent it out

Commercial real estate stands apart in the topic of investment. Commercial real estate is represented by a wide variety of objects - warehouses (warm and cold), industrial premises, non-residential premises on the ground floor of a residential building, areas in shopping centers, basements, utility rooms, plinths and others. Why do people invest in real estate like this? The answer is simple - there is a great demand for it. Small business is the basis of the economy of our country, therefore a large number of entrepreneurs regularly look for places where traffic is higher, or where it is cheaper, or simply to open new outlets.

Pros:

• Stable income. Even in an economic downturn, you can make temporary concessions to tenants, as long as they continue to rent premises.
• A large selection of rental options - premises can be divided into several and rented out in parts, which is successfully practiced by many.
• Unlike residential real estate, the floor space of commercial properties can amount to hundreds and thousands of square meters, which accordingly significantly affects income.

Cons:

• Greater turbulence in the market is possible commercial real estate during a crisis.
• It can be difficult to find tenants for large premises.

11) Redevelopment of the premises divided into several separate isolated rooms of a smaller area with their further rental

The method is based on increasing the number of isolated apartments within one object. Simply put, you have a one-room apartment - you can rent it out as is, or you can renovate it, and divide it into 2 isolated studio apartments and rent each of them as separate object, which in terms of profitability is approximately one and a half times higher than the rental of an ordinary apartment.

Redevelopment can be done in various objects - 1, 2, 3-room apartments, cottages, townhouses. There are some subtleties here in terms of permission for such alterations, but all of them, as a rule, are not difficult to solve.

Pros:

• Increased income due to education of several isolated and unrelated residences

Cons:

• The need for repairs, approval of redevelopment

12) Buy a garage/box/parking space and rent it out

They wrote about this in a separate article (see). This method is for those who do not have a large amount of money, but nevertheless want to purchase at least some real estate. You can purchase garages, garage boxes, and parking spaces in underground parking lots.

Pros:

• Low price entry - some objects in the regions can be purchased from 200-250 thousand rubles

Cons:

• Low income.

Methods based on the sale of real estate

13) Buy land and then sell it at a higher price

One of the most simple ways Making money from investing in real estate means buying a plot of land. You can buy land, hold it for a while without making any effort to maintain it, and then, after it grows, sell it at a profit.

You can also build a house, a cottage or even a townhouse on the purchased plot and then look at the circumstances - either sell the finished residential premises, receiving a significant benefit from the initial costs, or rent it out.

Pros:

• Large selection of land plots of any type
• Land requires a minimum of attention if your goal is to hold some land and sell it at a higher price.

Cons:

• Most often, land is acquired for the further construction of houses on it, which, accordingly, requires new costs and construction skills (at least superficial)

14) Buy an apartment at the initial stage of construction and sell it after putting the house into operation

This method suggests purchasing real estate, for example, a residential apartment building, at an early stage of construction. You can take it from the very beginning of construction, i.e. at the excavation stage or at its further stages. The earlier in the construction stage you buy apartments, the higher the markup will be in the end when this apartment is put into operation.

After the house is put into operation, the purchased apartment can be sold; the difference between the initial investment amount can in some cases reach 60-80%, but you will have to wait on average 1.5-2 years. It is also worth considering that in Russia there is a high risk of unfinished construction, even despite significant amendments to Federal Law 214. There is a chance of not getting the coveted apartment. Therefore, the safest and most importantly, the fastest way to make a profit is to buy an apartment on last stages construction, for example during the roof construction phase.

Pros:

• There is no need to move in and move in residents. It is necessary to invest money at a certain stage of construction, and then sell the apartment at a much higher price.
• High income due to the general rise in price of real estate, as well as building materials

Cons:

• There is a risk of unfinished construction.

15) Buy an apartment in poor condition, renovate it and sell it for more money

Another popular method of capitalizing on a real estate investment is to purchase a property in poor condition. It happens that the apartment was inhabited by people of lower social strata (drug addicts, drunkards, etc.), whose life was reflected in the apartment - dirt everywhere, peeled and faded walls, barely alive plumbing, a fetid smell, damaged furniture, etc. . There are also cases that apartments are sold after pensioners have lived there for many years (hence the term “grandmother’s option”), which also leaves an imprint on the condition of the apartment. This series includes very old real estate, the service life of which can reach many decades.

Such apartments are of particular interest, because by making high-quality renovations there, you can raise the price of the apartment to the average market value. And if such an apartment is located in the center, then even higher average price according to the market. Having made repairs and brought the apartment into divine shape, you can start renting it out monthly, daily, or simply by selling it.

Pros:

• After the repairs have been made, you can receive a stable income both monthly and simply remain at a big plus when selling this apartment.

Cons:

• Repair costs
• Finding distressed housing takes time; there are not many such offers on the market, and many realtors are hunting for them.

16) Buy mortgaged or seized real estate at a low price and sell it at a higher price

When issuing loans, banks often take the borrower's real estate as collateral. Sometimes it happens that the borrower is unable to pay. Then the collateral is completely transferred to the bank, and it tries to sell it at the lowest prices, just to get its money back from this property (the amount that the borrower owes). The bidding procedure is quite confusing, and it takes time to understand all the intricacies.

Pros:

• You can find real estate at a price several times cheaper than the market

Cons:

• It takes time to search for an object and regularly monitor advertisements.
• The purchase of collateral is carried out using cash; additional mortgages are not provided here

17) Build a house from scratch and sell it upon completion of construction

You can build both houses and cottages, small apartment buildings (if you have sufficient capital), townhouses.

Pros:

• High income in case of successful completion of construction and sale of the property;
• The ability to use the facility yourself (a country house is the dream of any city dweller).

Cons:

• You need to be in the “topic” of construction, from choosing a site to interior decoration.
• Monitor the progress of construction if you are hiring builders.

Non-trivial ways:

18) Use a shipping container as a home

A relatively new format for country housing for Russia, somewhat reminiscent of an ordinary cabin, but more comfortable. This is the most affordable house you can build. But you won’t have to build anything here, and this is another plus, all you need to do is bring it sea ​​container , for example, 20 or 40 feet, make repairs inside (see picture), connect communications - then you can live there yourself, or you can even rent out if the site is located near main transport routes.

For such a house, even a used container is suitable, the cost of which does not exceed 100,000 rubles. Interior and exterior decoration, plus communications connections is about another 50-80 thousand rubles. And the house can be said to be ready. The most interesting thing is that in the future it can also be moved to another site.

Imagine the situation. You bought land plot, and begin to build. You want to be present at a construction site or maybe you will work as a builder yourself. This container is suitable for temporary residence during the construction phase. In the future, the container can be transported to another site.

As for investor interest, as we have already said, a house into which such a container can be converted can be rented out if beautiful finishing is done. Perhaps the rental of such housing will cost less than in other houses, but there are quite a lot of people who want to pay as little as possible for housing. This option is ideal for those who are not willing to pay a lot for rent.

This option is also worth considering. Let's say you purchased land, maybe even with the help of a loan, but you are not ready to build yet. Place a shipping container there, make some minor repairs and hand it over. The proceeds will be used to pay off the loan or for further construction.

Pros:

• Very cheap housing;
• Possibility to make creative design both inside and outside.

Cons:

• If we consider renting out such housing, not everyone will agree to live here. However, if you use imagination and creativity when renovating, this can be avoided.

Poll: which property is better to invest in?