the main Spinning What miles are more profitable. How to accumulate Miles "Aeroflot Bonus", paying off a bank card? The largest air-alliances - and their bonus programs

What miles are more profitable. How to accumulate Miles "Aeroflot Bonus", paying off a bank card? The largest air-alliances - and their bonus programs

How do you like to fly for free? No, we are not talking about sponsors or ways to get in the airline. Everything is much simpler: you can, not particularly bother, save miles and spend them on flights or other pleasant things. At your first bonus ticket to Montenegro, I accumulated somehow completely imperceptibly for myself.

What is mile and why are they me?

Miles are a kind of gratitude to the airline for what we are with them. Therefore, programs are called loyalty programs: loyal customers appreciate and sometimes ride free. In different airlines, these buns are called differently - miles, points, bonuses - but the essence is one: you charge points for flights and other purchases.

No investments on our part do not need: just use the services and quietly fold miles to the piggy bank. It is important not to grow to your bonus card and still turn on the head, compare options.

Passenger loyalty is fighting throughout the world three main alliances: OneWorld, Skyteam, Star Alliance. What does this union give? Only the opportunity to earn and spend miles, flying by different airlines of one union. The conditions of programs for each company are different. Translate points or unite, unfortunately, is also impossible.

Large airlines join one of them, and budget carriers, except Easy Jet and Aegean, remain aside. Apparently, and so confident that passengers will choose them. Although Vueling and Airarabia has their own bonus programs, and Wizzair has her alternative to the club.

How to join the program?

Easy: online, by reference from friends, in the office of the company or even on the plane. On the last pages of onboard magazines there are temporary maps of participants to register and then exchange for permanent. By the way, I never had to take advantage of the physical card, as its number is usually enough.

Before you take a new airline ticket, I enter her club. Registration usually gives greeting miles, which some can immediately write off the flight. So, the first ticket from Ural Airlines cost me 500 rubles cheaper.

Registration on the site takes a few minutes, usually ask login, password, full name and passport details. Confirm by mail and - Voila! - You are almost a privileged passenger. "Almost" because real advantages you get, most likely, only after several flights.

Some have referral programs: a friend is invited and get a miles at the expense. At the same time, too, he also receives them at registration - call the whole family and acquaintances.

How to save points?

Each company is sophisticated, coming up with new ways to attract customers, and sometimes offers bonus points for unexpected actions. For example, S7 and Aeroflot "paid" miles reviews on TripAdvisor. It was thus managed to earn at 2 minimum bonus flights. But the rest of the ways to increase the Military Capital Standards:

First - actual flying: You fly by flights of airlines or her partners and get bonuses (points, miles). In order to fly to be reflected in your account, you need to specify its number when booking or registering for flight. If you forgot or did not have time, the flight can be borrowed within a certain time (usually year) after the trip. The site of each company has such a button. One account is allowed to consider flights by all alliance airlines. For example, S7 Priority picks me a mile for flights to Airberlin, since both carriers come in OneWorld.
Cobranding bank cards. Almost every bank has at least one shared card with the airline or the Alliance. The mechanism of their actions is simple: for a certain amount (now 60 rubles in most) bank charges 1-4 aircraft. There are boosting coefficients, let's say, for paying tickets or hotels - each card has its own conditions. For money spent with credit cards, as a rule, give more points than with debit cards.
Purchases. Cup of coffee, car rental, night in the hotel, a trip to the cinema, ordered by the Chinese bauble - all this brings "Aviakopayk" to our piggy bank. S7, for example, the mass of such partners: from large hotels and tour operators to electronics stores and even supermarkets. Making the usual purchases, you slowly copy to the bonus ticket. You only need to go to the online store from the page of the program or present a barcode from the application. Sometimes you can also get a discount.
Participation in shares. Airlines are charged double miles for certain services or flights, such as flights or booking hotels in the velvet season.
Competitions. An additional opportunity to earn miles - participation in contests. So calls new customers, for example, S7: They offered to accumulate to the dream, bringing friends, and getting for each 500 miles.
Raising status. Each program has several status with different privileges. At the initial level, standard conditions apply: I accumulate miles - spend, no advantages. But each flight or purchase is close to elite status. What is his benefit? Bonuses are accrued with an increase in the coefficient, you are allowed to take an additional luggage for free, and you can expect a flight in the hall of high comfort.
Flight Days. Ural Airlines will accrue additional bonuses if you find yourself on board their aircraft on your birthday or, for example, on April 1. They offer other original, I would even say, absurd, promotions: buy a hundred tickets and get extra 100 points for each.

Subscription on the newsletter or in social networks.
Purchase Mil - Expensive lesson: 1 mile is in S7, for example, 1 ruble, a bonus ticket -tbilisi, for example, will cost at least 8,000 miles. As for me, buying miles makes sense only if you have several bonuses before happiness, that is, a cherished ticket.
Transfer From other participants in the program, too, roads and therefore it is meaningless, since that you pay real money for a transaction, and the amount is almost equivalent to a mile equivalent.
Combining family members. It is not that adds points, but allows you to save everything together. So allowed only some companies, for example, British Airways.

Example of calculation

Let's catch what you need to do to make money on a minimum ticket one way, say, from Moscow. In S7 Priority, the promotional tariff costs from 6000 miles. It:

500 welcome miles for registration,
1000 miles - flight in economy class from Moscow in and back,
500 miles - payment of the very ticket to Krasnodar on the airline's website by a co-brand card.
3000 miles - for 1200,000 spent on the map,
500 miles for renting a car,
500 miles for shoes purchased on Lamoda, for example.

Imagine now that I want to fly to Sochi, but on the Aeroflot bonus program. To do this, I need 12,500 points, which consists of:

out of 5000 miles for registration,
2692 points - for flight Moscow - - at the promotional tariff,
1484 points - for the flight - - Moscow by the flight of allitalia,
200 miles - for packing baggage in these trips,
450 points - for 7 nights in the hotel Barcelona from the affiliate program,
7274 points - for 242460 rubles spent on a joint bank card. By the way, cachek for this amount can recoup the cost of the ticket to Sochi.

What to lower your mile capital?

It seems a stupid question. Of course, free tickets! For them all stood. But sometimes more profitable other options. So, we go to spend miles:

Charity: Miles can be transferred to the account of one of the funds so that children and their parents can fly to treatment.

What should I remember loyal passengers?

Miles burn Usually 1-3 years after they were accrued. Airlines are warned in advance about the date X, so you will have time to play missing or attaching those that are. Council: If you failed to save on the flight, get at least a purchase discount, increase the service class or make a good deed, sacrificing miles.
Miles are not translated between different programs of one alliance. Council: Determine the most profitable bill for you and copy miles on it.
Do not be surprised when you see an account for "free" ticket in real money. Miles only pay tariff, and fuel and other fees - rubles or currency.Council: Compare directions and choose the option that would cost more for money. Or go there, where for your blood you would never go. That is how I discovered Montenegro.

Example: in Mineralnye Vody from Moscow at the end of September, I can fly for 2300 rubles, if I buy a ticket for a month. The premium ticket from S7 will cost 10,000 miles, and even 1900 rubles will have to pay for the fees. Is it worth it? But in the collection of only 400 rubles, the tariff the same 10,000 against 6,700 rubles, which the aggregator offers.

What program of the alliance in the end to choose?

Each ticket brings a certain number of bonuses depending on the range of flight, tariff and coefficient. So, for the business class "Aeroflot" only charges 75% miles, and allitia to 200%. True, to collect enough points only on the flights is unlikely to succeed, if you do not fly constantly in. And to accumulate miles in other ways in foreign programs, the Russians are more complicated, since the proposals of partners are sharpened to the local market. Not every after all will make an annual subscription to the English-language business edition, as Lufthansa offers.

Choose the program where:

favorable conditions for accrual;
"Cheap" premium tickets or there are other premiums, except flights;
many partners whose services you use;
longer "shelf life" miles.

Fuck in advance what kind of dream destinations it is better to go for miles, in which program you are easier to get this amount, and without fanaticism. If you want to speed up the process, I will tell several ideas from Travel-Gicks:

Pay bills in restaurants card, and with friends collect cash.
Show the initiative in the school parent committee (club, at work) and offer to order books, tickets for events, trips. I managed to earn a decent amount of miles thanks to a colleague that was afraid to pay online tickets.
Make friends with the secretary or a travel manager, which organizes trips to your company, and ask him to buy tickets for certain airlines. Business trips to Siberia brought me a tangible benefit - helped earn an almost free flight.

I hope you will find something from the mile programs.

How to understand the system miles and accumulate them as efficiently as possible?

The shortest answer to this question is just to be able to count quickly and right. All airline loyalty programs are somehow built on mathematical models, so only the numbers here direct the ball.

The behavior model should be as follows:

Choose an international avialexy that suits you. Their three are SkyTeam, OneWorld and Star Alliance. The first two are represented in Russia "Aeroflot" and S7 Airlines, the third partner in Russia has no partner airline. Alliance is such a kind of association of several dozen airlines, which flying you can not only recruit bonus miles, but also spend). It's comfortable. In Russia, the majority votes for Aeroflot, which means preferred airlines in SkyTeam (Air France, Delta, KLM and others), but if you are not critical of Russia with a transfer or directly, then ONEWORLD (American Airlines, British Airways, Cathay Pacific and others) and S7 Airlines deserves attention.

By choosing the Alliance, and with it a specific airline and its loyalty program, count how many flights you will have for the year and in which classes. This is important for several reasons.

First, you will understand how much about miles will be able to gain and what they can spend them. The game is simple - the more expensive the ticket, the more bonus miles. But this does not mean that it is advisable to buy exactly the most expensive ticket. Often the tariffs are slightly cheaper may be more interesting in relation to mile / Price. Some love to fly at the most inexpensive rates, as part of airlines, such as Aeroflot and S7 Airlines anyway, accrue the minimum amount of miles regardless of the flight distance (minimum 500). By the way, so as not to go through the sites of the heaps of airlines, there are convenient services for checking the number of miles for flight, like Wheetocredit and 30K.

Secondly, you will understand whether you will receive an elite status. You can relate differently to it, but it gives many advantages - from saving time to register at the airport (for accounts of dedicated business racks, for example) before saving money due to the possibility of free baggage or access to the business halls. Considering the trend among airlines to introduce reliable tariffs, the luggage place is definitely not superfluous today.

Do not forget about bank cards. Many airlines in Russia have co-branded cards with banks that allow you to dial an additional amount of miles for purchases. For every 40-50-60 rubles, depending on the bank and loyalty program, you can get one bonus mile. Regardless of whether you fly often or not, the card is simply needed for the reason that it will provide a monthly arrival miles, and it is very convenient when there is not enough several thousand miles for a bonus ticket. Choose a bank and open the map. For many, this real golden lived - they fly a little, but very much spend on bank cards.

Use additional features. Many loyalty programs give extra miles for hundreds of various services from purchases in online stores to stops in hotels and rental cars. Do not forget to check information about this on the site of your loyalty program. Moreover, some partners make it possible to recruit points not for money, but for feedback. So TripAdvisor gives the mile "Aeroflot" or S7 Airlines for feedback on hotels and restaurants, HolidayCheck gives Mile Miles & Smiles for hotel reviews, and Miles Turkish Airlines can be obtained by leaving the hotel reviews on Gezi. This is a very simple and easy way without getting up because of the computer for the year to dial the required amount of miles to a premium ticket. Agree - great, go to the flight from your own sofa.

Wash with mind. As I have already expressed above - it is mile, and at any time the model may change and not for the better. Therefore, in the environment of those who often use bonus miles there is a checked rule to constantly use them - at least once a year, or even more often. Of course, you can try to accumulate to a bonus ticket for a bonus ticket for a bonus ticket, but who will give a guarantee that during this time the rules of the program will not change for the worse and will have to save miles for a few more years? Therefore, ask the goals for which you can accumulate bonus miles for the year and reregize themselves tickets for summer vacation or on May holidays, for example. Do not forget that many loyalty programs, Aeroflot or Air France have special sales when bonus tickets can be bought with a significant, up to 40% discount. Subscribe to the airline distribution and follow the special forums so as not to miss these shares.

Remember that the bonus ticket is not free - you always need to pay some fees and dachshunds. Unfortunately, they often happen to be slightly higher or approximately equal to the cost of a paid airline ticket, so always check the cost of a regular ticket before purchasing. Sometimes the difference is so small, which is easier to buy a ticket for money, and bonus miles leave until the next time.

That's all right. If you fly more than a pair of once a year, ready to use bank cards and write reviews, and most importantly you know how to count and know where you want to spend the prize miles - this game is for you. To all the rest, she should not be engaged in vain to spend time. Pleasant and profitable travel!

Sign up in the Nordavia Airlines Promping Program by filling out an application for participation on the official website of Nordavia airline www.nordavia.ru. When registering in the program, each participant receives 500 welcome miles as a gift. To register in the program, you must specify the passport details. After registration, the participant automatically opens a personal account and is assigned the card number in the Nordavia bonuses program.

The participant of the program is charged miles as a percentage of the actual distance in miles between airports of departure and arrival and depending on the tariff specified in the flight. The accumulated miles can be exchanged for premium air tickets. For example, 474 miles will be charged with 474 miles for flight from Moscow to Murmansk at the "Light" tariff for a bonus account of the program. At the rate "Discount" is charged 711 miles.

All those accrued under the Nordavi Promping Program are valid during the year, which completes the following 2 (two) calendar years. If the participant is active during the current year (not less than 1 flight), miles, whose validity period will end at the end of this year, are extended to the next calendar year.

Premium ticket may be decorated for any direction "Nordavia". If desired, the participant can make a premium ticket for both himself and any other person specified. Miles can begin to use when accumulating the participant's account of a sufficient number of miles to design a premium ticket.

At the request of the client, when buying a ticket back, back, one side ticket can be paid by bonus miles, and the second, in the opposite direction, for money.

Take part in the airline bonus program is not difficult, it is enough to pass a simple registration. But getting real benefit from it is not easy. You need to really fly a lot to end up exchange bonuses for a free ticket. In my case, frequent flights are a feature of the profession. Recently, two months we shot miners. There were frequent flights from Moscow to Khabarovsk and Vladivostok. In two months, 40,000 bonus miles accumulated. And for these miles, on the bonus program "Aeroflot", I purchased a free ticket for Cyprus. My wife has a bank card with the Aeroflot Bonus program. We did repairs and bought all the necessary materials and interior items from this card. And for each purchase were charged miles. As a result, we flew to Cyprus to the free whole family back and forth.

But it is worth noting that if a person lives at a salary, does not build a house, does not repair the apartment, it flies to relax one, twice a year, then the cheapest ticket will have to save the bonuses for quite a while. And it is necessary to take into account that the airlines constantly change the rules. So three years ago a ticket to Cyprus cost 20,000 miles, and this year he went up to 40,000 miles. And next year, I am sure it will cost all 50000. The conclusion suggests one. The bonus program is beneficial for people of certain professions, such as designers who make many purchases from their card, as well as those who often fly on business trips. After all, even if the ticket pays the employer, the bonuses are accrued directly to the passenger when registering on the flight.

Become a participant in a program for frequent flying passengers "S7 Priority" can anyone. To do this, it is enough to fill out the questionnaire on the airline's website.

Miles are charged on the participant of the flight of the flight of flights "S7 Airlines" and other airlines of the Global Aviation Alliance OneWorld, including "American Airlines", "British Airways", "Airberlin", "Iberia", "Qatar Airways", "jal", "Malaysia Airlines", "Qantas" and others, as well as an airline "Emirates". To accrual miles, you must specify your member number of the program when buying a ticket or front desk. Also, the participant can restore miles for the already perfect flights within 365 days after the flight.

You can quickly accumulate miles by paying by co-brand cards of banks of partners - Alpha Bank, UniCreditbank or Promsvyazbank. For any purchases made by a joint map, the passenger is accrued to bonus miles. Bonus miles do not bring the participant to receive elite status, in contrast to the qualification obtained by the flights, but they can be used to design premium air tickets.

Also, bonus miles are charged for the use of other numerous hotel partners, car rental companies, insurance companies, trading networks, online stores and others.

Miles have a validity period. By the end of the year, in which the flight was performed, and for two more calendar years. If the passenger stopped flying "S7 Airlines", then, after this period, miles burned. But S7 Priority experts usually resemble the participant in advance that soon the deadline will end, - and then the passenger can make a flight and save their miles. If the passenger flies often, his miles do not burn. Miles are also not burned, if you accumulate at least 5000 miles per year on a coremic map.

in general, 4 miles are charged on VTB for each spent 35 rubles from a debit card (in a savage for example 1 mile for 50 rubles, in general, in a sampling of the most disgusting and inconvenient conditions). On credit plus another 6,000 welcome miles and double miles on his birthday and abroad. For an understanding-ticket Moscow-New York (about 74,000 miles) approximately 74,000 (it is necessary to spend 64,7500 rubles).

You give a map to friends / Relatives for big shopping and get tickets)

Greetings to all readers of my blog! Today in the queue to continue the review of bank cards, ideally Suitable for travel. In past reviews, we looked at which option is better to choose for purchases abroad, and the issue of banking products for travel ( profitable purchase tickets). Today I will focus on how to save miles, and what suggestions for this are best suited.

How are miles are credited?

Personally, I managed to try out the proposals of Alpha Bank and Tinkoff. For example, U. Alpha Bank The fact that the product is positioned as a travel option says even name - Alfa Miles.. More information about working with it is slightly lower.

In fact, this is an ordinary debit / credit card, but the bank allows you to accumulate bonus tools and use them to buy railway / tickets, booking rooms in hotels, that is, paying all that is associated with travel. The conditions differ depending on the specific bank. Those who are planning a trip abroad recommend - can save badly Due to the reduction in costs when converting money in the desired currency.

In essence, this is an ordinary bonus, which is charged by many banks for different purchases. Just the name of bonus funds is chosen such that it immediately indicated that the product is focused on travelers. In addition:

Elevated bonus It is proposed for paying from plastic to buy different types of tickets;
For bonus miles, you can pay 100% of the cost of the ticket. Payment of other travel-related costs depends on the bank, some allow it to do, others - no.

As for how to accumulate such a gift from the bank, I advise more often use plastic to pay for daily expenses. If you need to buy some kind of ticket, then definitely pay it from the card. I, for example, for 2 months An imperceptibly accumulated bonus on the map of Alpha Bank, which was enough to pay 100% of the cost of a ticket in Russia.

How much can earn money

According to the accrual of funds to the bonus account there are a number of restrictions (depends on the specific bank). They do not allow customers, for example, to abuse this service, simply overflowing money from one account to another. In addition, not all purchases categories are taken into account by the bank, no accrual is not. I recommend before opening a card with miles extremely carefully examine the conditions bank.

For example, Alpha has not will be accrued:

For removing money in any ATM;
For transfers of money to the accounts of other banks and the account of the AB itself. The replenishment of EPS wallets (Kiwi, poison, webmoney and so on) are not taken into account.
For paying rates in casino / tote;
For payment in favor of pawnshops, insurance, any financial institutions;
If plastic was used for purchases in favor of legal entities. For example, the purchase of equipment and furniture for the company - for such waste you will not get anything.

Navigate whether you will receive a bonus account replenishment Merchant ID, on the Alpha website There is a list of operations codes in which miles are not credited to your account.

Concerning limita By the number of accumulated bonuses-miles, it is not. So that the more actively spend money, the faster the bonus account will grow. Calculate miles through an online calculator on the bank's website.

Accrual will occur not instantly, but 1 time per monthYou can track the status of the bonus account through your personal account. Welcoming miles will be accrued only if you make the first purchase for 45 days after her release.

What and how to spend

Options how to spend bonus miles depend on the bank. Some allow you to pay them only purchases of air or railway tickets, others - rental rooms at the hotel. This may apply to the purchase of goods / services from the Bank's partner.

For example, in the case of Alpha, you can buy a flight ticket for accumulated miles right through the Aeroflot website. Just in the ticket booking window under the field with a currency selection An appropriate option appeared. When booking hotels through the Aeroflot website, this option is also available.

There is a calculator on the bank's website, you can estimate what the accumulated bonus is enough. In it, the cost of a ticket in miles is not displayed, it is noted only for which journey is enough bonus savings. In general, you pay for air ticket in Russia or to the near abroad it is quite real even if the average monthly costs you have at the average level.

If planning actively make purchases abroad, Think about the Alpha Bank's dollar map and balls will quickly accumulate, I. do not have to overpay conversion. This question is considering separately.

Options on the market

Alpha and Tinkoff offers - not the onlybut these banks are organized intelligent than + I have personal experience With them, because they will stop more. Cards really standing.

Alpha Bank offers

Alpha offers to buy a ticket for miles from 100% payment of its cost bonus means. There are several options suitable for travel, I will perform their comparison in tabular form.

Bonus miles for spending 30 rubles / 1 $ / 0.8 €	Welcome bonus in miles		What can you spend bonuses	Additional features
1	500	599, Package "Optimum"	Payment for tickets for air and railway transport, car rental, hotel rooms	-
1.5	1000	3500, Comfort package		Insurance traveler
1.75	1000	0, Package "Maximum"		0% Commission for cash withdrawal abroad, you can instantly tie an account in currency

If the payment of miles is impossible due to the fact that the points are missing, you can buy them. This offer applies to all types of cards.

The table above shows the conditions for working with debit cards, but Alpha Bank releases and credit card this type. Basic conditions on them (order of accrual, number of welcome points) the same as debitSo I will dwell only on their "credit" characteristics.

Service cost, rub. / Year	Credit limit, rub.	Grace period, days (Grace)	Loan rate,%
from 990.	300 000	60	23.99
from 2490.	300 000
from 4990.	up to 1 million

If you plan to store large amounts of money on plastic, I recommend familiarizing yourself with.

There is another interesting option - rZD offerHis also belongs to good travel methods. True, in contrast to the previous ones, there is no accrual of miles, but work with ordinary scalle. There is also an option with debit cards and credit cards, the table will give a banknotes.

Bonus points for spending 30 rubles / 1 $ / 0.8 €	Welcome Bonus, points	Credit limit, rub.	Service cost, rub. / Year	What can be spent bonus points	Additional features
1.25	500	Up to 300,000	From 790.	Payment of Railways tickets, credit cards of this type "sharpen" precisely under traveling on railway transport	Insurance traveler
1.75	1000	Up to 500,000	From 2490.
2	1000	Up to 1 million	From 4990.

For all banknotes of this type, the rate is equal 23,99% , grace period - 60 days. It begins to counted after the first purchase due to borrowed funds.

Arrange a credit card Alpha Railways

In addition to the listed offers, Alfa also has an offer Aeroflot. According to him, accrual reaches 2 miles for 30 rubles / 1 $ / 1 €. I haven't worked with her yet, conditions are similar to Alfa-Miles. If you plan travel abroad, I would recommend thinking about multicurry map, do not pass by. So you will not spend extra on conversion.

Consider one nuance, I drew attention to him not immediately - the accrual of points will go only in the amount of multiple 30 rubles / 1 $ / 0.8 € (or another amount specified in the description). For example, you made a purchase on 115 rublesIn this case, Alfa-Miles are credited with 3 miles, and the residue (not a multiple 30 rubles, that is, already 25 rubles In this example) will be discarded and not taken into account the system. A trifle, but the size of the final accrual affects. Council on how to get a mile former - take money more activelyAnd with increasing costs will increase the growth rate of the bonus account.

What will delight Tinkoff?

Although this bank I put on the second place in the list, but in my personal ranking he is in Alpha Bank, occupying an honorable first place. The main offer of Tinkoff - travel Map All Airlines (There is also a credit card, and debit).

Bonuses

8% - booking a car, payment of the room at the hotel;
3% - aircraft and railway tickets;
1.5% - other categories of expenses;
up to 30% on special offers of partners.

Service cost

299 rubles per month, if a cash loan is taken in the bank. With the residue of 100 thousand service free.

What can you spend bonuses

Buying tickets.

Additional features

Traveler insurance;
When removing more than 3,000 rubles The Tinkoff Commission does not charge (it applies to cash withdrawal abroad);
When translating up to 20 000 rubles per month on cards of other banks zero Commission;
6% per annum from the residue.

This is not the only one for the traveler. Not bad option - S7.Miles are accrued about it in about the same amount as in the offer from Alpha, but there is an advantage in the form of free cash withdrawal. Occasionally arrange closed ticket salesI haven't gotten any such offers, but judging by the reviews of other bank customers, there is a chance to buy the right ticket much cheaper than the market price.

Debet TKS All Airlines

On credit card limit set at the level 700,000 rubles., percentage of borrowed funds 18.9%, maintenance will cost 1890 rub. per year. The grace period is 55 days from the beginning of the use of borrowed funds. Miles for purchases are accrued slightly more active than on a debit card, for example, for booking a car, rooms at the hotel are no longer 8%, but 10% of the amount spent.

Build a credit card TCS All Airlines

1.5 3000 when decorated in a period of time from 31.10 to 31.12, 20173,500 or $ 120/120 € 2 12 000 or 250 $ / 250 €

According to Aeroflot's card, the bonus will be accrued much slower Compared with Alpha and Tinkoff, if the calculations will be made in rubles. So if you often make purchases in Russian currency, the offer from Sberbank is unprofitable - the accumulation will go twice slower.

I will note I. high cost service. On this parameter and alpha, and tinkoff on the head Course Sberbank. As for the use of accumulated miles of Aeroflot, they can be spent on the purchase of tickets. Aeroflot and Skyteamuse to enhance the service class, purchase of goods of bank partners. They cannot be used, for example, to pay renting a car or room at the hotel. Another option - participation in a charitable action.